Black Jack Appendix 6
Late Surrender
Late surrender means that the player may
surrender his hand and lose half his bet only after the dealer checks for
blackjack. The following basic strategy tables show when to surrender (Y=yes,
N=no) depending on the player's total, dealer's up card, and the number of
decks. The right two columns represent a dealer ace according to whether the
dealer stands (S17) or hits (H17) a soft 17.
| 1 Deck |
Player's
Hand |
Dealer's Card |
| __9__ |
__10__ |
A (S17) |
A (H17) |
| 15 |
N |
N |
N |
Y |
| 16 |
N |
Y |
Y |
Y |
| 17 |
N |
N |
N |
Y |
| 2 Decks |
Player's
Hand |
Dealer's Card |
| __9__ |
__10__ |
A (S17) |
A (H17) |
| 15 |
N |
Y |
N |
Y |
| 16 |
N |
Y |
Y |
Y |
| 17 |
N |
N |
N |
Y |
| 4 or More Decks |
Player's
Hand |
Dealer's Card |
| __9__ |
__10__ |
A (S17) |
A (H17) |
| 15 |
N |
Y |
N |
Y |
| 16 |
Y |
Y |
Y |
Y |
| 17 |
N |
N |
N |
Y |
Exact card composition of the player's hand can sometimes make it
advantageous to deviate from the basic strategy tables above. The following
tables show when exactly to surrender given the player's total, dealer's up
card, and number of decks. If the dealer has an ace up then the strategy often
depends on whether the dealer hits (H17) or stands (S17) on a soft 17.
| 1 Deck |
Player's
Hand |
Dealer's Card |
| 9 |
10 |
A (S17) |
A (H17) |
| 14 |
Never |
7+7 |
Never |
7+7 |
| 15 |
Never |
9+6,10+5 |
Never |
9+6,10+5 |
| 16 |
Never |
Always |
10+6 |
9+7,10+6 |
| 17 |
Never |
Never |
Never |
10+7 |
| 2 Decks |
Player's
Hand |
Dealer's Card |
| 9 |
10 |
A (S17) |
A (H17) |
| 15 |
Never |
9+6, 10+5 |
Never |
9+6, 10+5 |
| 16 |
Never |
Always |
Always |
9+7,10+6* |
| 17 |
Never |
Never |
Never |
Always |
* Also surrender 8+8 if double after split is not allowed.
| 4 or 6 Decks |
Player's
Hand |
Dealer's Card |
| 9 |
10 |
A (S17) |
A (H17) |
| 15 |
Never |
9+6, 10+5 |
Never |
Always |
| 16 |
Always |
Always |
Always |
Always |
| 17 |
Never |
Never |
Never |
Always |
| 8 Decks |
Player's
Hand |
Dealer's Card |
| 9 |
10 |
A (S17) |
A (H17) |
| 15 |
Never |
Always |
Never |
Always |
| 16 |
Always |
Always |
Always |
Always |
| 17 |
Never |
Never |
Never |
Always |
Early SurrenderEarly surrender is a seldom found rule in which
the player may forfeit his hand and half his bet before the dealer checks for
blackjack. The strategy is different from late surrender only when the dealer
has a ten or ace showing. Following is a list for when to take early surrender
against a dealer 10 or ace, regardless of the rules, except as noted.
- Dealer ace Vs. hard 5-7
- Dealer ace Vs. hard 12-17
- Dealer ace Vs. pair of 3's, 6's, 7's, or 8's.
- Dealer 10 Vs. hard 14-16
- Dealer 10 Vs. pair of 7's or 8's.
Exceptions:
- Do not surrender 10 Vs. 4+10 or 5+9 in single deck
- Do not surrender 10 Vs. 4+10 in double deck
- Surrender dealer ace against pair of 2's if dealer hits soft 17.
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